New opportunity

Senior Applied ML Scientist

SentiLink · United States

About this role

SentiLink seeks a Senior Applied ML Scientist to own models that detect fraud and support its expanding financial-risk products. This full-stack data science role combines research, analysis, model development and production code. The role may sit on Emerging Products, Application Fraud or Identity, working on new offerings, fraud in consumer financial applications, or identity resolution and risk models built from large, potentially conflicting data sources.

Responsibilities

  • Develop and maintain fraud detection models across the lifecycle, including data acquisition decisions, labeling, feature engineering, training, experimentation, production deployment and monitoring.
  • Research emerging fraud patterns, integrate new data sources and develop identity-verification and financial-risk products through iteration.
  • Write tested, production-ready code for partners’ real-time decisions. Design and present analyses to inform data acquisition, product development, risk operations, marketing and sales.
  • Collaborate with engineering, risk operations and data acquisition teams to obtain data, maintain its quality and support access. Take ownership of high-impact projects and a technical domain.

Requirements

  • Either 4+ years of relevant work experience and a relevant PhD, or 6+ years and a relevant master’s degree.
  • A record of solving complex, high-profile business problems with data science or machine learning; strong practical ML and statistics knowledge; and end-to-end experience planning work, defining success metrics, gaining buy-in, building solutions and delivering production systems or other outputs.
  • Experience writing production code and tests and communicating progress and results to senior stakeholders. Candidates must be detail-oriented, comfortable with varied open-ended problems and willing to develop deep fraud-domain expertise; prior fraud experience is not required.
  • Experience with state-of-the-art ML is a plus. Familiarity with identity solutions, fintech or adjacent industries is a bonus; startup experience is strongly preferred. Technologies include Python 3, PostgreSQL and AWS infrastructure, including EC2, S3, RDS and Redshift.

Location and compensation:

  • Remote role based in the United States; candidates must live in the United States and be legally authorized to work there. The company meets in person regularly.
  • Salary is $200,000–$240,000 per year, plus equity and benefits, including employer-paid group health insurance for employees and dependents, a 401(k) with employer match, flexible paid time off, company-wide in-person events and a home-office stipend.

For full details about this role, click “Apply on company site” to view the employer’s original posting.

Skills for this role

Machine LearningData ScienceStatisticsPython 3PostgreSQLAWSEC2S3RDSRedshiftFeature EngineeringModel TrainingModel MonitoringData AnalysisProduction CodeSoftware TestingStakeholder CommunicationFraud DetectionIdentity Verification

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Get interview-ready for this role

A focused preparation guide, built around this job’s responsibilities and requirements.

✦ AI-generated guide
Preparation suggestions, not the employer’s actual interview questions. Always check the original posting for current requirements.
01

Understand the role

What matters most

  • Own fraud models end to end

    The role covers data acquisition decisions, labeling resources, features, training, experimentation, deployment and monitoring. Prepare to explain how you define success and make decisions across that lifecycle.

  • Turn fraud research into product improvements

    SentiLink emphasizes researching new fraud types, integrating data sources and inventive feature engineering; it explicitly favors domain insight over optimizing novel ML methods. Prepare to show how investigation led to a useful modeling or product decision.

  • Deliver dependable real-time code

    Partners rely on the role’s production code for real-time decisions, and the requirements call for code and tests. Prepare to discuss testing, deployment and monitoring choices alongside model performance.

  • Lead high-impact work across teams

    The scientist is expected to own a technical domain, secure buy-in and present analyses that inform product, risk operations, data acquisition, marketing and sales. Prepare a concise account of how you aligned stakeholders around evidence and delivered an outcome.

Likely challenges to think through

  • Modeling with incomplete or conflicting evidence

    A likely challenge, especially on the Identity team, is making risk decisions from limited information and conflicting data sources. Prepare to discuss how you would assess source quality, allocate labeling effort and communicate uncertainty rather than assume every record can be reconciled.

  • Balancing detection with decision quality

    For fraud models used in real-time decisions, stronger detection could also increase incorrect flags or operational burden; the posting does not specify the preferred balance. Prepare to explain how you would propose success metrics and evaluate trade-offs with risk operations and product stakeholders.

  • Moving quickly without skipping production rigor

    The posting describes fast-moving, open-ended work, including 0-to-1 offerings, while requiring tested production code and monitoring. Prepare an example of choosing what to validate early, what to defer and how to preserve reliability as a solution evolves.

03

Practice your answers

Technical practice

How would you define success for a new fraud or financial-risk model?

What to coverSuggested preparation: Explain how you would translate the product decision into measurable model and business outcomes, then agree on those criteria before development. Discuss the trade-off between detecting fraud and incorrectly flagging legitimate applicants.

How would you allocate limited labeling resources for a fraud model?

What to coverSuggested preparation: Describe how you would identify the most informative cases to label and check whether the resulting labels represent the decisions the model will face. Address uncertain labels and how they could distort evaluation.

How would you assess whether a new data source is worth integrating?

What to coverSuggested preparation: Compare its potential decision value with data quality, access, coverage and operational costs. Explain how you would work with data acquisition and engineering to validate the source before relying on it.

How would you develop features for consumer application fraud?

What to coverSuggested preparation: Start with the application information available at decision time and use domain research to form testable feature hypotheses. Explain how you would check feature quality and avoid information that would only become available later.

How would you resolve an identity across large, conflicting data sources?

What to coverSuggested preparation: Discuss how you would handle contradictory or missing digital and physical records while preserving uncertainty. Explain how resolution errors could affect a risk model built from limited information.

How would you choose an initial ML approach for a fraud problem?

What to coverSuggested preparation: Describe a practical baseline, appropriate statistical or ML alternatives, and how you would compare them against the agreed success criteria. Explain when greater model complexity would be justified by a meaningful product improvement.

How would you design an experiment to evaluate a model change?

What to coverSuggested preparation: Specify the comparison, evaluation population and measures you would inspect before deployment. Address how delayed or incomplete fraud outcomes could affect the conclusion.

How would you detect and investigate an emerging fraud pattern after deployment?

What to coverSuggested preparation: Explain what changes in model behavior, incoming data or observed outcomes would trigger investigation. Describe how you would test a suspected pattern and decide whether to update data, features or the model.

What would you test before deploying code used for real-time partner decisions?

What to coverSuggested preparation: Cover input validation, behavior on missing or conflicting data, consistency between training and decision-time features, and failure handling. Explain how you would balance reliable decisions with real-time performance.

How would you turn an analysis into a decision about data acquisition or risk operations?

What to coverSuggested preparation: Outline a reproducible analysis using the available data and explain how you would communicate uncertainty, limitations and a recommendation. The posting names Python 3, PostgreSQL and AWS infrastructure; discuss tools only where they genuinely fit the analysis.

Behavioural practice

Tell me about a high-impact data science project you owned end to end.

What to coverSuggested preparation: Use situation, action and result to show how you set success criteria, gained buy-in and delivered a usable output. Be specific about decisions you owned and how you measured the outcome.

Describe a time you worked across teams to resolve a data-quality or access problem.

What to coverSuggested preparation: Explain the situation, your actions with relevant partners and the resulting change to the work. Distinguish your contribution from the team's and describe any remaining limitations.

Tell me about communicating an uncertain finding to senior stakeholders.

What to coverSuggested preparation: Describe the decision at stake, how you presented evidence and uncertainty, and what happened afterward. Show how you adapted the explanation without overstating the analysis.

Describe how you developed domain understanding for an unfamiliar, open-ended problem.

What to coverSuggested preparation: Use situation, action and result to explain what you learned from data and domain partners and how that changed your approach. This is relevant because the role calls for deep fraud expertise but does not require prior fraud experience.

Tell me about prioritizing competing high-impact problems in a fast-moving environment.

What to coverSuggested preparation: Explain the situation, the criteria behind your choice, the actions you took and the result. Include what you deferred and how you followed through on the chosen work.

02

Sharpen your knowledge

Topics to prepare

  • End-to-end model ownership

    Posting: The role spans planning, success criteria, buy-in, delivery and monitoring. Revision exercise: Outline a fraud-model project from data-acquisition decision to production outcome, naming the decision owner and success measure at each stage.

  • Practical ML and statistical evaluation

    Posting: Strong practical ML and statistics knowledge is required; the role includes training and experimentation. Revision exercise: Compare two standard modeling approaches for a hypothetical fraud decision, specifying evaluation metrics, validation design and how results would change the next iteration.

  • Fraud and identity problem framing

    Posting: Teams address consumer application fraud, identity resolution across conflicting sources, and new financial-risk products; prior fraud experience is not required. Suggested exercise: Sketch how conflicting identity evidence could affect a risk decision, and list questions needed to understand the fraud pattern before modeling it.

  • Labels, data quality and feature design

    Posting: Responsibilities include focusing labeling resources, integrating new sources, inventive featurization and maintaining data quality. Revision exercise: For a proposed new data source, map potential features, missing or conflicting values, labeling priorities and checks before use.

  • Real-time decisions and model monitoring

    Posting: Partners rely on production code for real-time decisions, and model monitoring is part of the lifecycle. Suggested exercise: Describe what you would check before release and what signals would prompt investigation after release; distinguish model behavior from input-data problems.

Skills to revise

  • Python 3 production coding and tests

    Posting: Python 3 is listed, and production code and tests are required. Revision exercise: Implement a small decision-scoring function with tests for missing, malformed and conflicting inputs, then explain its behavior on failure.

  • PostgreSQL analysis

    Posting: PostgreSQL is listed, and the role requires data analysis and attention to data quality. Suggested exercise: Write queries that summarize records by source, find duplicate or conflicting identifiers, and check missingness; explain how the findings affect modeling.

  • Working with listed AWS infrastructure

    Posting: AWS infrastructure, including EC2, S3, RDS and Redshift, is listed. Suggested exercise: Draw a conceptual path from stored source data to analysis and a production decision, indicating where those listed services might fit and where access or quality checks belong; the posting does not prescribe an architecture.

  • Presenting decision-oriented analysis

    Posting: The scientist presents analyses for data acquisition, product, risk operations, marketing and sales, and communicates with senior stakeholders. Revision exercise: Prepare a brief readout of a hypothetical data-source evaluation covering the finding, uncertainty, recommended action and impact on success metrics.

04

Your preparation checklist

  • Build an end-to-end project walkthrough

    Prepare a concise account of a complex ML or data science project: the business problem, success metrics, buy-in, data and labeling decisions, modeling, delivery, and measured outcome. These reflect the role’s stated ownership requirements.

  • Practice a fraud-model design exercise

    As preparation, sketch how you would build an application-fraud or identity-risk model from incomplete or conflicting data. Cover data acquisition, features, labeling priorities, practical ML and statistics choices, experimentation, and monitoring; state your assumptions.

  • Gather production-code evidence

    Select an example of code and tests you wrote for a deployed system. Be ready to explain reliability and real-time decision constraints; review relevant experience with the listed Python 3, PostgreSQL, and AWS technologies without claiming tools you have not used.

  • Prepare a stakeholder analysis brief

    Create a short example showing how you turned analysis into a recommendation, communicated uncertainty and progress to senior stakeholders, and influenced a product, data-acquisition, or operations decision.

  • Organize evidence for the stated requirements

    Have dates, degree details, and specific examples ready for the posting’s experience-and-degree pathways, production delivery, and cross-functional ownership. This is preparation, not an assessment of eligibility.

  • Draft questions about the team’s priorities

    Ask which of Emerging Products, Application Fraud, or Identity the role would support; how that team prioritizes new data sources and labeling; and what success looks like for model quality and partner-facing decisions.

AI-generated from the job information · Prepared Oct 1, 2026 (UTC)Useful preparation, not a guarantee of eligibility or an offer.

Availability last checked: Nov 4, 2026. Status can change after a check; confirm on the employer’s website. Report an issue · Our checking policy

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