New opportunity

Product Manager - AI and Agentic

Bright Money · Bangalore, India

About this role

Bright Money is seeking a hands-on Product Manager to join their AI product team and lead the development of next-generation AI-powered and agentic experiences for consumers. The role involves owning key parts of the credit card product end-to-end, from strategy and roadmap to execution and growth, with a specific focus on AI initiatives. Responsibilities include identifying opportunities to leverage LLMs, agents, and automation to improve customer outcomes, designing agentic workflows that can reason and take actions, and collaborating with engineering and data science teams on architecture, reliability, and guardrails. You will define success metrics, build evaluation frameworks, and rapidly prototype new AI experiences, iterating based on experiments. The role requires partnering with Risk, Operations, and Compliance to ensure responsible AI deployment in a regulated financial environment. Required qualifications include at least 3 years of product management experience, proven success in owning and building AI/ML products from 0 to 1, and a strong understanding of LLMs, generative AI, AI agents, RAG, and evaluation frameworks. Candidates should possess strong product sense, analytical skills, and the ability to operate in high-ambiguity environments. Experience in fintech, lending, payments, or credit is considered a strong plus. The company offers a high-cadence, data-driven culture with significant ownership and equity potential.

For full details about this role, click “Apply on company site” to view the employer’s original posting.

Skills for this role

Product ManagementLLMsGenerative AIAI AgentsRAGTool callingEvaluation frameworksFintechPrototypingData ScienceMachine LearningProduct StrategyStakeholder Management

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Get interview-ready for this role

A focused preparation guide, built around this job’s responsibilities and requirements.

✦ AI-generated guide
Preparation suggestions, not the employer’s actual interview questions. Always check the original posting for current requirements.
01

Understand the role

What matters most

  • End-to-End AI Product Ownership

    You must own AI initiatives from initial problem identification through prototyping, launch, and scaling. This requires a hands-on approach to building agentic workflows that can reason and execute multi-step tasks, rather than just defining high-level strategy.

  • AI Evaluation and Reliability Frameworks

    A core priority is defining success metrics and building robust evaluation frameworks for AI experiences. You must ensure AI outputs are accurate, reliable, and safe, specifically by collaborating with engineering on guardrails and LLM architecture.

  • Responsible AI in Regulated Fintech

    You are required to partner with Risk, Operations, and Compliance teams to ensure all AI deployments meet strict financial regulatory standards. Balancing innovation with safety and compliance is essential for the credit card product.

Likely challenges to think through

  • Navigating High Ambiguity in Agentic UX

    Designing agentic workflows that reliably take actions on behalf of users is inherently complex. Prepare by demonstrating how you have previously managed the trade-off between AI autonomy and user control, and how you handle edge cases where the model fails to reason correctly.

  • Balancing Rapid Iteration with Financial Stability

    The company culture emphasizes high-cadence, data-driven execution, but the domain is sensitive credit products. You will face the challenge of iterating quickly on prompts and models without compromising the integrity of financial transactions or customer trust.

03

Practice your answers

Technical practice

Designing Agentic Workflows

What to coverExplain your approach to designing agentic workflows that require multi-step reasoning and tool usage. Discuss how you handle state management, error recovery when an agent fails a step, and the trade-offs between autonomous decision-making and human-in-the-loop oversight.

Evaluating AI Product Performance

What to coverDescribe how you build evaluation frameworks for LLM-based products. Focus on how you measure quality, accuracy, and task completion rates, and suggest how you would differentiate between model performance and overall product utility.

RAG Implementation and Optimization

What to coverDiscuss your experience with Retrieval-Augmented Generation (RAG) in a production environment. Explain how you handle data retrieval accuracy, context window limitations, and the process of iterating on retrieval strategies to improve response relevance.

Responsible AI in Fintech

What to coverHow do you balance the need for rapid AI innovation with the strict requirements of a regulated financial environment? Address how you collaborate with Risk, Compliance, and Operations to implement guardrails and ensure model reliability.

AI Product Prototyping

What to coverDescribe your process for moving from a prototype to a production-ready AI feature. Explain how you determine when a concept is ready for scaling and how you iterate based on experimental data.

Tool Calling and Integration

What to coverExplain the challenges of integrating LLMs with external APIs or internal tools. Discuss how you ensure the model correctly interprets tool documentation and handles unexpected outputs or API failures.

Managing AI Model Drift and Iteration

What to coverHow do you monitor and iterate on AI models once they are in production? Suggest methods for identifying performance degradation and the process for updating prompts or underlying logic without disrupting the user experience.

Defining AI Success Metrics

What to coverBeyond standard engagement metrics, what specific KPIs would you define for an AI money assistant? Explain how you link technical AI performance metrics to business outcomes like customer credit building or loan access.

Behavioural practice

Navigating High Ambiguity

What to coverDescribe a situation where you had to build a product in a highly ambiguous environment with rapidly changing technology. Explain how you prioritized features and maintained team alignment despite the uncertainty.

Collaborating with Technical Teams

What to coverProvide an example of how you have worked closely with engineering and data science teams to solve a complex technical problem. Highlight how you communicated product requirements while respecting technical constraints.

Distinguishing Demos from Solutions

What to coverTell us about a time you had to decide whether to pursue an interesting AI capability or pivot to a more practical customer solution. What was your reasoning, and what was the outcome?

Managing Stakeholder Conflict

What to coverDescribe a time you had to balance the interests of different stakeholders, such as Compliance and Engineering, while launching a new product. How did you reach a consensus that satisfied both regulatory needs and product goals?

02

Sharpen your knowledge

Topics to prepare

  • Agentic Workflow Design

    The role requires designing workflows where AI agents reason and execute multi-step tasks. Exercise: Map out a multi-step financial task (e.g., debt consolidation) and define the specific tools, decision points, and guardrails required for an agent to complete it autonomously. This is relevant to the requirement of building agentic experiences that take action on behalf of customers.

  • AI Evaluation Frameworks in Regulated Environments

    You must define success metrics for AI quality, accuracy, and business impact. Exercise: Create a rubric to evaluate an LLM-based financial assistant, focusing on both performance metrics (latency, accuracy) and compliance guardrails (risk mitigation, data privacy). This is critical for the role's focus on responsible AI deployment in fintech.

Skills to revise

  • RAG and Tool Calling Implementation

    The role involves integrating LLMs with external data and actions. Exercise: Draft a technical specification for a RAG-based system that retrieves user credit data and uses tool calling to trigger a loan application flow. This demonstrates your ability to bridge the gap between AI capabilities and practical product features.

  • Rapid Prototyping for AI Products

    You are expected to iterate quickly from concept to production. Exercise: Select a common consumer fintech problem and outline a 2-week sprint plan to prototype an AI solution, including how you would test the MVP with users and measure success. This aligns with the requirement for hands-on, 0-to-1 product building.

04

Your preparation checklist

  • Prepare an AI product case study

    Develop a concise walkthrough of an AI product you took from 0 to 1. Focus on the specific customer problem, the choice of LLM or agentic architecture, how you implemented tool calling, and the metrics used to evaluate success.

  • Define an AI evaluation framework

    Create a sample framework for measuring the performance of an agentic workflow. Include metrics for accuracy, latency, cost, and safety guardrails, specifically addressing how you would handle edge cases in a regulated financial context.

  • Draft a strategy for agentic financial workflows

    Prepare a brief proposal on how an AI agent could automate a specific credit card management task, such as debt repayment or credit limit increases, while maintaining compliance and risk management standards.

  • Formulate questions on AI reliability and compliance

    Prepare thoughtful questions for the interviewers regarding how Bright Money balances rapid AI experimentation with the strict regulatory requirements of the fintech industry, specifically regarding model guardrails and data privacy.

  • Review technical fundamentals of RAG and agents

    Be prepared to discuss the technical trade-offs of different RAG implementations and agentic reasoning patterns, demonstrating your ability to collaborate effectively with engineering and data science teams.

AI-generated from the job information · Prepared Oct 8, 2026 (UTC)Useful preparation, not a guarantee of eligibility or an offer.

Availability last checked: 18 Oct 2026. Status can change after a check; confirm on the employer’s website. Report an issue · Our checking policy

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